The Ups And Downs: Ways Insurance Companies May Try To Challenge Your Workers Compensation Claim
Posted on: 31 January 2018
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Are you an injured worker who is trying to get workers compensation? If so, you may be unaware that there are things that you can do to ruin your case. Some individuals do not realize the various tactics that insurance companies use to try to disprove that individuals are injured. This is why you need to be aware of your rights and know what to do to ensure that there are no misconceptions about the validity of your claim. Some of the things that insurance companies do are compelling, and the information collected may not always be correct. It may seem as though an individual is capable of doing certain tasks such as lifting based on photographs, but the photos can also be misleading. The following points will help you to understand more about this issue.
Fear
Many individuals who are trying to get their workers compensation claims resolved feel fearful about their claims getting denied. There are also individuals who are receiving benefits who feel scared of doing everyday activities. This is because some insurance companies hire private investigators to follow recipients and potential recipients around. This can be unnerving. Imagine a strange vehicle following you home from a grocery store or doctor's office and parking across the street to watch you. It is a situation that can make victims feel like criminals. The worse part is that an everyday activity such as walking to the mailbox or taking out a light bag of trash might be misconstrued.
Challenging
The insurance companies do some of their tactics in an effort to try to suggest fraud or that individuals are able to perform some type of work. This is why it is important to keep all doctor appointments. It is also important to be honest about the things that you can and cannot do. If possible, let family members help you as much as possible. Ensure that you are in communication with healthcare professionals who will need to provide documentation. Let them know if your condition appears to be improving or worsening. Keep in mind a simple feat such as a trip to the store to get light items might appear as though you are carrying heavy groceries if an investigator takes the photo at the right angle.
A workers compensation attorney is an excellent resource to use to determine more activities you should be cautious about. They can also help you understand the importance of certain activities such as physical therapy and doctors' appointments.
Get in touch with a group like Matt Fendon Law Group for more information.